Arxo Findings Register · Arxo Law

ARXO-2026-0080 · Reported

AFSA online COB does not include the Amendments No. 14 changes in force since 13 January 2026

Amendments No. 14 to COB commence on 13 January 2026, except the changes to COB 1.2.2, which commenced on 13 October 2025. The consolidated version V17 on aifc.kz contains them: COB 8.1.2 and 8.1.4 now cover firms that Provide Money Services, the Guidance under COB 8.2.5 refers to PMS 9, COB 15.1 has two new paragraphs, and the new COB 15.5 sets a deadline of 15 business days for Money Service complaints. The aifc.kz page for COB says that the current version can be found on the regulator's website. The AFSA online COB (checked on 23 October 2026) shows none of these changes: COB 8.1.2(a) still refers only to Investment Business, COB 15.1 has one paragraph, and there is no COB 15.5. The page shows no deleted (struck-through) text at these places.

Proposed correction

Please update the online COB to include the amendments in force since 13 January 2026, including COB 8.1.2, 8.1.4, 15.1 and 15.5.

Jurisdiction
Kazakhstan — AIFC
Act
AIFC Conduct of Business Rules (COB), V17
Place
aifc.kz act page, 'Effective Version' block
Record
Discrepancy
Class
Publication and consolidation
Where it arose
The official publication
Arxo's conclusion
Confirmed
Official text
Unchanged at last check
Last checked
2026-10-24

Evidence

Contradiction within the text. Quotations are verbatim from the official material; translations are ours and marked.

current version can be found on Regulator's website:
Official publication · aifc.kz act page conduct-of-business-rules · aifc.kz act page, 'Effective Version' block · retrieved 2026-10-23 · SHA-256 15a489cbdfccccc810b66defccb0bccb1dcd402d8486ad995e7b77d3078adec9 · copy
(with amendments as of 7 December 2025, which commence on 13 January 2026)
Normative text · Conduct of Business Rules_V17 (with amendments as of 7 December 2025, which commence on 13 January 2026) · COB V17 title page · retrieved 2026-10-23 · SHA-256 ae99fece8c92521046670bbcf56bf4176715e22ece4779e4ba8b461a631793c6 · copy
These amendments No.14 TO AIFC CONDUCT OF BUSINESS RULES commence on 13 January 2026, except for amendments in COB 1.2.2. that commence on 13 October 2025.
Amending act · Conduct Of Business Rules A14., with amendments as of 13 April 2025, which commence on 13 October 2025 and 13 January 2026 · Amendments No. 14, commencement clause · retrieved 2026-10-23 · SHA-256 533c278ef461deab56c311480e687c877e7b2ed83ac6e45f58d6a494a09be001 · copy
no later than 15 business days from the date the complaint is received.
Normative text · Conduct of Business Rules_V17 (with amendments as of 7 December 2025, which commence on 13 January 2026) · COB 15.5.2 · retrieved 2026-10-23 · SHA-256 ae99fece8c92521046670bbcf56bf4176715e22ece4779e4ba8b461a631793c6 · copy
Rule 15.5. sets out additional requirements that apply to an Authorised Firm that is licensed by the AFSA to carry on a Regulated Activity of Providing Money Services.
Normative text · Conduct of Business Rules_V17 (with amendments as of 7 December 2025, which commence on 13 January 2026) · COB 15.1, second paragraph · retrieved 2026-10-23 · SHA-256 ae99fece8c92521046670bbcf56bf4176715e22ece4779e4ba8b461a631793c6 · copy
the carrying on of Investment Business or Provides Money Services in or from the AIFC;
Normative text · Conduct of Business Rules_V17 (with amendments as of 7 December 2025, which commence on 13 January 2026) · COB 8.1.2(a) · retrieved 2026-10-23 · SHA-256 ae99fece8c92521046670bbcf56bf4176715e22ece4779e4ba8b461a631793c6 · copy

How to check it without Arxo's tools

  1. Open aifc.kz act page conduct-of-business-rules and find aifc.kz act page, 'Effective Version' block. Compare the text with the quotation above. A copy is kept in this register: 15a489cbdfccccc8-conduct-of-business-rules.html (SHA-256 15a489cbdfccccc810b66defccb0bccb1dcd402d8486ad995e7b77d3078adec9, copy of the official file).
  2. Open Conduct of Business Rules_V17 (with amendments as of 7 December 2025, which commence on 13 January 2026) and find COB V17 title page; COB 15.5.2; COB 15.1, second paragraph; COB 8.1.2(a). Compare the text with the quotation above. A copy is kept in this register: ae99fece8c925210-cob_v17_13.01.2026-1.pdf (SHA-256 ae99fece8c92521046670bbcf56bf4176715e22ece4779e4ba8b461a631793c6, copy of the official file).
  3. Open Conduct Of Business Rules A14., with amendments as of 13 April 2025, which commence on 13 October 2025 and 13 January 2026 and find Amendments No. 14, commencement clause. Compare the text with the quotation above. A copy is kept in this register: 533c278ef461deab-cob_a14_as-of-25.05.2025_ma-1.pdf (SHA-256 533c278ef461deab56c311480e687c877e7b2ed83ac6e45f58d6a494a09be001, copy of the official file).
  4. The finding holds if the quoted passages read as shown and the comparison gives the result stated at the top of this page. If it does not, write to us with the record ID.

How this finding was made

AI agents read the official texts, turned the provisions concerned into executable rules and ran the comparison; they also drafted this record. A person at Arxo checked the finding and approved the report before it was sent (2026-10-27).

Responsible institutions

Reported to

DateInstitutionChannelReference
2026-10-27Astana Financial Services Authority (AFSA)e-mail

Responses

No response recorded.

Documents and reproduction

History

  1. 2026-10-24Confirmed by Arxo
  2. 2026-10-27Entered in the register
  3. 2026-10-27Reported to Astana Financial Services Authority (AFSA) (e-mail)

Cite this record

Arxo Law, Arxo Findings Register, ARXO-2026-0080, https://arxo.io/findings/ARXO-2026-0080/ (status as of 2026-10-24). Data: ARXO-2026-0080.json.